Medicaid provides health insurance to parents/caretakers and dependent children, pregnant women, and people who are aged, blind or disabled. These programs pay for hospital services, doctor visits, prescriptions, nursing home care and other healthcare needs, depending on what program a person is eligible for.

The application process for Medicaid can be long and daunting. It is important to work with someone who understands the process and can guide you. Wolfe Ossa Law can help you from start to finish and advise you on how to handle your assets and avoid unnecessary penalties. Be sure to seek advice before completing your spend down!

To be eligible for New Jersey Medicaid, a person must:

• be a resident of New Jersey
• be a U.S. Citizen or qualified alien (most immigrants who arrive after August 22, 1996 are barred from Medicaid for five years, but could be eligible for NJ FamilyCare and certain programs for pregnant women)
• meet specific standards for financial income and resources

In addition, a person must fall into one of the following categories:

• Families with dependent children
• People who are 65 years of age or older, blind, or permanently disabled
• Pregnant Women